Most people believe that all money spends better with a written and up to date plan. A big concern is making sure they enjoy their money without the fear of running out. Sadly, most people have never seen a written income distribution plan.
We’re here to help. We’ve created thousands of financial plans for retirees making the transition into retirement. We call it our Money Master Plan™.
Money Master Plan™ Process
When you meet with Nick & his team, here’s what happens: It will be an easy conversation, where we learn about you and your major questions. We then share our strategies, which allows you to see the full picture and process. No surprises.
Help ensure your expenses can be paid month to month with reliability for the rest of your life. Typically includes: Income and expense analysis, Social Security optimization, inflation planning, spousal-continuation planning.
We create a rules based investment plan, driven by a formula, that uses smart risk re-balancing: IRA/401(k) planning, fiduciary model, risk management plan, daily portfolio monitoring, institutional money management.
Tax-optimization strategies, Roth conversion analysis, charitable giving, required minimum distribution plan analysis, account withdrawal order analysis.
We will create a plan designed to help you protect yourself against rising healthcare costs: Budgeting for Medicare part B & D, Analyzing options for a long-term care plan.
By working collaboratively with a qualified Estate Planning Attorney, our goal will be to help you: maximize your estate and income tax planning opportunities, ensure assets are distributed to your beneficiaries with minimal probate costs, prevent your IRA and qualified accounts from becoming fully taxable to your beneficiaries upon your death.